FAQ’s

Most Frequently Asked Questions

What is an Automated Teller Machine (ATM)?

An Automated Teller Machine is a computerized machine that offers bank customers the ability to access their accounts, withdraw cash and carry out other non-financial transactions without visiting a bank branch.

What type of cards can be used at this ATM?

Debit cards and prepaid cards (that permit cash withdrawal) issued by banks in India (domestic cards) can be used at this ATM for various transactions. International cards or cards not issued in India are not accepted at this ATM.

What are the services/ facilities available at this ATM?

Cash Cash Withdrawal
Balance Enquiry
PIN Change
Mini Statement
(linked to the services section)

How can one transact at an ATM?

Please refer to this link (cross linked to the how to use ATM section)

What is a Personal Identification Number (PIN)?

PIN is the numeric password which is separately mailed / handed over to the customer by the bank while issuing the card. Most banks require the customers to change the PIN on the first use.

Can these cards be used at any White Label ATMs/ any other bank ATMs in the country? Is the customer charged for the same?

The cards issued by banks in India can be used at this White Label ATM. However, the savings bank account holders can have a maximum of five transactions free each month at White Label ATMs/ any other bank ATMs, which is inclusive of all types of transactions, financial and non-financial. Beyond this, the customer can be charged by his/ her bank.

What step should the customer take in the event that one forgets PIN or if the card is sucked in by the ATM?

The ATM will not suck in the card unless there is a security concern. However in the rare eventuality of that happening, the customer may contact the card-issuing bank and apply for a new PIN or retrieval/ issuance of a new card.

What should be done if the card is lost/ stolen?

The customer may contact the card-issuing bank immediately on noticing the loss so as to enable the bank to block the card and prevent misuse.

Is there any minimum and maximum cash withdrawal limit per transaction?

You can withdraw a maximum of Rs.10,000 per transaction. However, you can make multiple transactions to withdraw more money.

Is there any minimum and maximum cash withdrawal limit per day?

The Withdrawal limit per day is set by card issuing bank. You are requested to inquire from your respective Bank for the maximum per day withdrawal limits.

Are the customers eligible for compensation for delays beyond 7 working days?

Effective from July 1, 2011, banks have to pay customers Rs.100/- per day for delays beyond 7 working days. The compensation has to be credited to the account of the customer without any claim being made by the customer. If the complaint is not lodged within 30 days of transaction, the customer is not entitled for any compensation for delay in resolving his / her complaint.

 

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